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dc.contributor.authorAkhavein, Jalal-
dc.contributor.authorGoldberg, Lawrence G.-
dc.contributor.authorWhite, Lawrence J.-
dc.date.accessioned2008-05-22T12:48:12Z-
dc.date.available2008-05-22T12:48:12Z-
dc.date.issued2002-01-10-
dc.identifier.urihttp://hdl.handle.net/2451/26183-
dc.description.abstractIn this paper we examine the lending by small banks to small farms. We find that relationships, as measured by the length of tenure of farm operators, are positively related to bank lending. We also find that denovo banks have a positive tendency to lend to small farms, similar to the tendency of denovo banks to lend to small businesses generally. When existing relationships between borrowers and incumbent lenders are stronger, however, denovo banks have greater difficulties in lending to small farms. Finally, we find that, even within the category of small banks, lending to small farms (as a percentage of a bank's assets) tends to decrease as the bank increases in size. We believe that small farms are a category of small enterprises that have been underresearched in the lending literature and that further study of these relationships would yield new and interesting results.en
dc.language.isoen_USen
dc.relation.ispartofseriesEC-02-04en
dc.subjectBanksen
dc.subjectloansen
dc.subjectlending relationshipsen
dc.subjectdenovo banksen
dc.subjectagricultureen
dc.subjectfarmsen
dc.titleRelationship Lending and Denovo Banks: An examination of Bank Lending to Small Farm Borrowersen
dc.typeWorking Paperen
Appears in Collections:Economics Working Papers

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